• 12 Month Bank Statement – LTVs up to 85%
  • Full Documentation – LTVs: up to 95% (720 FICO)
    DTI: up to 55%
  • Interest Only available – 40yr I/O
  • FICO of Primary Wage Earner Used for Qualifying
  • Gift Funds Allowed
  • Download theNear Prime flyer here

  • Up to 90% Max LTV
  • Up to 55% Max Debt Ratio
  • Down to 600 Minimum Credit score
  • Credit Events 1 day Seasoning Previous Housing
    Event & Bankruptcy Discharge
  • Gift Funds Allowed
  • Download theNon Prime flyer here

  • Step 1: Submit your complete bank statement set to EarlyReview@theLender.com
  • Step 2: Receive your income figures within 24 hrs