FHA
  • Minimum credit score: 640 AUS approved, 640 manual
  • Non-Credit Qualifying Streamline refinances allowed
  • Gift funds allowed for down payment and closing costs
  • Cash out 80% LTV
    VA
  • Minimum credit score: 640 AUS approved, 640 manual/640 High BA
  • Cash-out up to 90% LTV
  • Foreclosure/Short Sale/Bankruptcy <2 years allowed with AUS Approval

    USDA
  • Minimum credit score: 640
  • 100% maximum LTV
  • Manual Underwrites
  • No maximum loan amount
  • Rate/Term refinances allowed
    Conventional
  • 640 min score
  • Fannie Mae
  • Freddie Mac
  • Standard and High Balance
  • HomeReady
  • HomePossible

ANNOUNCEMENTS