theLender was created to make a difference. As a group of proven industry leaders who recently founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.
Products
- FHA
- Minimum credit score: 600 AUS approved, 640 manual
- Non-Credit Qualifying Streamline refinances allowed
- Gift funds allowed for down payment and closing costs
- Cash out 80% LTV
- VA
- Minimum credit score: 600 AUS approved, 620 manual
- Cash-out up to 90% LTV
- Foreclosure/Short Sale/Bankruptcy <2 years allowed with AUS Approval
- USDA
- Minimum credit score: 640
- 100% maximum LTV
- No maximum loan amount
- Rate/Term refinances allowed
- Conventional
- 620 min score
- Fannie Mae
- Freddie Mac
- Standard and High Balance
- HomeReady
- HomePossible
Learn More
MATRICES
- DOWNLOAD FHA Matrix
- DOWNLOAD VA Matrix
- DOWNLOAD USDA Matrix
- DOWNLOAD Fannie Mae Matrix
- DOWNLOAD Freddie Mac Matrix
ANNOUNCEMENTS
Credit Policy Announcement
Suspension of Tax Transcripts
Credit Policy Announcement
Temporary Conventional Credit Updates
Temporary Appraisal Inspection Relief
FHA Loans
Temporary Appraisal Inspection Relief
USDA Loans